Affordable comfort
Don't let cost stand between your family and a reliable heating or cooling system. PJ's offers flexible financing so you can get the comfort you need now and pay over time.
Why finance?
Most homeowners who finance a new HVAC system find that their monthly payment is less than what they were spending on emergency repairs, high utility bills, and band-aid fixes to aging equipment.
Spread the cost over time with affordable monthly payments that fit your family's budget. No surprise lump sums.
Don't wait months to save up. Get your new furnace or A/C installed now — especially critical during Ohio's extreme temperatures.
A new high-efficiency system can cut your heating and cooling costs by 20-40%. The energy savings often offset much of the monthly payment.
Stop pouring money into a system that's on its last legs. A new unit means years of reliable, worry-free comfort with full warranty coverage.
Simple process
Call us or fill out the form below. We'll assess your current system, discuss your needs, and provide an honest, no-pressure quote for a new installation.
We'll walk you through available financing options. Application takes minutes and decisions are usually instant. Pick the term and payment that works for your budget.
Once approved, we schedule your installation at a time that works for you. Most systems are installed in a single day. You start enjoying reliable comfort immediately.
The math
$1,500-3,000+/year in repairs & waste
As low as $89/month*
*Example payment for a standard efficiency furnace on approved credit. Actual terms vary based on system, credit, and lender.
What our customers say
★★★★★"PJ's worked with us on financing when our furnace died right before Christmas. We had a new system installed the next day. The monthly payment is actually less than what we were spending on propane trying to keep the old one running."
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Tips and guides from our team:
★★★★★"I was nervous about the cost of a new heat pump, but PJ's made the financing simple. Application took five minutes. The energy savings from the new system almost cover the monthly payment."
Common questions
Yes. We offer flexible financing on approved credit for new furnace, air conditioner, and heat pump installations. Monthly payments are often lower than what homeowners were spending on repeated repairs to old equipment.
Call us at (740) 382-6141 or fill out the form below. We'll discuss your project, provide a free estimate, and walk you through the application process. Most decisions come back within minutes.
Financing is available on approved credit. We work with multiple lenders to find options for a range of credit profiles. The best way to find out is to apply — there's no obligation.
Absolutely. If your furnace fails in the middle of winter, financing means you can get a new system installed right away without waiting to save up. We handle emergency installs 24/7.
No. Your monthly payment, interest rate, and total cost are all spelled out before you sign anything. PJ's doesn't charge application fees, and we'll always explain every line of your quote.
Tell us about your project and we'll call you with a quote and financing options.
Or call us directly: (740) 382-6141